FAQs
In this section, you will find answers to the most frequently asked questions about our plans, cover, and services. If you need further information, our team will be happy to assist you.
New applicants can enroll up to age 75, with lifetime guaranteed renewability, regardless of the plan chosen.
Priority EUR 3.000.000, Pro EUR 4.000.000 and Premier EUR 5.000.000
Inpatient and outpatient benefits, general benefits, other benefits, medical evacuation benefits and maternity benefits rider.
All applications are made through authorised insurance brokers to ensure you receive the correct personalised advice. Simply contact your broker or email us, and we will be happy to assist you with your application.
Your insurance broker can provide you with a personalised quotation for a new application, tailored to your needs.
The area of cover is the geographic region where you can use your policy benefits. Cover options include European Union, Worldwide excluding USA, and Worldwide.
You can receive treatment anywhere in the world, as long as it is within the area of cover you selected when applying. In case of an emergency, you may also receive treatment outside your chosen area of cover, provided it occurs within 30 days of leaving that area.
contact-europe@vumigroup.com and we will assist you in finding suitable providers and scheduling appointments.
VUMI® Europe plans are sold exclusively to EU residents. If you spend more than 183 cumulative days outside your country of residence, notification is required and a premium adjustment or plan change may apply.
All pre-existing conditions must be disclosed during the medical review at the time of application. Depending on the medical assessment, these conditions may be covered without any restrictions or extra cost, covered with an additional premium (loading), or excluded from cover.