EURO HEALTH VIP
PLAN PRO
POR QUÉ ELEGIR EL
PLAN PRO
El Plan Euro Health VIP Pro ofrece una cobertura elevada para personas y familias que buscan una protección sólida y flexibilidad a un precio excelente. Con hasta 4.000.000 EUR en prestaciones anuales, el plan ofrece opciones de cobertura geográfica en toda Europa, en todo el mundo (excepto EE. UU.) o en todo el mundo, y cobertura de emergencia limitada fuera de la región seleccionada.
Los asegurados se benefician del acceso a nuestra amplia red global de hospitales y especialistas, asistencia multilingüe las 24 horas del día, los 7 días de la semana, y Servicios Médicos VIP®, que incluyen Telemedicina Global y Segunda Opinión Médica VIP®. La cobertura de este plan incluye atención hospitalaria y ambulatoria, tratamientos oncológicos avanzados, servicios de diagnóstico, chequeos médicos preventivos y cobertura dental y óptica rutinarias, con límites personalizados diseñados para equilibrar la protección integral y la rentabilidad.
Con múltiples opciones de deducibles, renovaciones garantizadas de por vida y cobertura opcional de maternidad que incluye complicaciones en el parto, el Plan Pro es el equilibrio ideal entre prestaciones sólidas y flexibilidad financiera para familias y personas que desean obtener más de su cobertura de seguro médico internacional.
OPCIONES DE FRANQUICIA *
| OPTION I | OPTION II | OPTION III | OPTION IV |
|---|---|---|---|
| EUR 0 | EUR 2.500 | EUR 5.000 | EUR 10.000 |
*Only one (1) deductible per person, per policy year applies. For family policies, a maximum of two (2) deductibles accumulated per policy, per policy year will be applied. For more information, please refer to the Conditions of Cover of the policy.
TABLA DE BENEFICIOS
-
Información
General Del Plan -
Beneficios
Hospitalarios -
Beneficios
Ambulatorios -
Beneficios
Generales -
Otros
Beneficios -
Beneficios De
Evacuación Médica -
Anexo De Beneficios
De Maternidad -
Períodos
De Espera
| Description | Cover |
|---|---|
| Maximum cover per person, per policy year | EUR 4.000.000 |
| Age limit to apply | Up to 75 years of age |
| Geographical cover options | The policyholder can choose geographical area of cover restrictions as follows: Any treatment received outside the geographic area of cover is limited to the emergency non-elective treatment benefit. • Area 1: European Union • Area 2: Worldwide excluding USA • Area 3: Worldwide |
| Waiting period | 30 days |
| Payment frequency options | • Annual • Semi-annual • Quarterly |
| Description | Cover |
|---|---|
| Standard private room (room and board) | 100% UCR |
| Adult companion accommodation expenses of a hospitalised insured under 18 years of age | 100% UCR |
| General practitioner and specialist fees | 100% UCR |
| Same-day treatment | 100% UCR |
| Prescription drugs | • 100% UCR while hospitalised • 100% UCR max. of 60 days before or after inpatient treatment |
| Psychiatric treatment | 100% UCR max. of 30 days |
| Inpatient prescribed medical rehabilitation | 100% UCR max. of 30 days per medical condition |
| Description | Cover |
|---|---|
| Overall outpatient maximum cover | EUR 10.000 |
| General practitioner and specialist fees | 100% UCR up to outpatient max |
| Outpatient prescription drugs | EUR 2.000 |
| Nurse care or therapist services at home | 100% UCR up to outpatient max., max. of 90 days |
| Outpatient prescribed medical rehabilitation | 100% UCR max. of 30 days per medical condition |
| Physiotherapy, chiropractic and osteopathy treatments, up to | EUR 500 max. of 5 sessions |
| Psychotherapy, up to | EUR 500 max. of 5 sessions |
| Psychiatric treatment, up to | EUR 5.000 |
| Complementary therapy: homeopathy, Traditional Chinese Medicine (TCM), ayurvedic and acupuncture treatment, up to | EUR 500 max. of 5 sessions |
| Routine management of pre-existing conditions | EUR 5.000 when declared in application |
| Hormone replacement therapy to relieve the symptoms of menopause, up to | EUR 250 |
| Travel vaccinations, up to | EUR 250 |
(THE FOLLOWING BENEFITS OFFER THE SAME COVER FOR BOTH INPATIENT AND OUTPATIENT PROCEDURES)
| Description | Cover |
|---|---|
| Diagnostic study services (laboratory tests, X-rays, CT, PET and MRI scans) | 100% UCR |
| Surgical procedures | 100% UCR |
| Oncology treatments (cancer tests, drugs and treatment) | 100% UCR |
| Gene therapies, up to | EUR 500.000 |
| Reconstructive surgery | 100% UCR |
| Renal failure and dialysis | 100% UCR |
| Durable medical equipment | 100% UCR |
| External prostheses, up to | EUR 1.500 |
| Organ transplant | 100% UCR Up to EUR 50.000 per organ/tissue, per lifetime for donor costs |
| Congenital and hereditary conditions, up to | EUR 150.000 per lifetime |
| HIV-AIDS treatment, up to | EUR 50.000 |
| Terminal illness / palliative care, up to | EUR 75.000 per lifetime |
| Description | Cover |
|---|---|
| Preventive health check-up, up to | EUR 500, no deductible applies |
| Colon cancer screening, up to | EUR 1.000 every 10 years for insureds 45+ years of age |
| Mammography, up to | EUR 300 for insureds 40+ years of age |
| Pap smear, up to | EUR 200, once every 3 years for insureds 21-65 years of age |
| Prostate cancer screening, up to | EUR 400 for insureds 50+ years of age |
| Emergency dental treatment | 100% UCR |
| Routine dental treatment, up to | EUR 400, 20% coinsurance |
| Optical, up to | EUR 500, 20% coinsurance |
| Emergency non-elective treatment outside the geographical area of cover, up to | • 100% UCR for injuries • EUR 50.000 for illnesses, max. of 30 days • EUR 500 for outpatient hospital visits |
| Hospital cash benefit, up to | EUR 300 per night, max. of 30 nights |
| Passive war and terrorism | 100% UCR |
| USA elective treatment (only available for insureds who chose the Worldwide geographical area of cover), up to | EUR 1.000.000 |
| VIP Medical Services® | • Second Medical Opinion VIP®: access to the medical opinion of internationally renowned experts from around the world regarding a condition (no deductible applies) • Global Telemedicine |
| Description | Cover |
|---|---|
| Emergency transportation by air ambulance & emergency medical evacuation | 100% UCR |
| Emergency transportation by ground ambulance | 100% UCR |
| Non-emergency evacuation, up to | EUR 2.000 |
| Repatriation or cremation of mortal remains | 100% UCR |
(OFFERED AS A SEPARATE ELECTIVE RIDER WITH TWO OPTIONS)
| Description | Cover |
|---|---|
| Option I | • Maternity care: EUR 5.000 • Maternity and birth complications: EUR 50.000 |
| Option II | • Maternity care: EUR 9.000 • Maternity and birth complications: EUR 90.000 |
*Only available for Deductible Option I (EUR 0) and Option II (EUR 2.500)
| Description | Period |
|---|---|
| Dental | 6 months |
| Optical | 6 months |
| HIV-AIDS | 36 months |
| Maternity benefits (if the rider has been acquired) | 12 months |
PRINCIPALES DIFERENCIAS DEL PLAN PRO
Cobertura anual más alta
Hasta 4.000.000 EUR por asegurado
Beneficios Integrales
Amplios beneficios de hospitalización y atención ambulatoria, incluyendo tratamientos avanzados
Bienestar y Servicios Médicos VIP®
Atención preventiva, cobertura óptica y dental, además de Telemedicina Global y Segunda Opinión Médica VIP®
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